How to generate a SEPA file
- In your sidebar, go to Treasury → Payments
 - Select create new bulk payment
- Add a name and description
 
 - Add a name and description
 - Select the invoices that you want to add to the Bulk payment and click “Add to bulk payment”
- You can filter by creation date, due date, legal entity, requester and type
 
 - You’ll see your bulk payment in the “Bulk payments” section
 - Click on the Arrow icon in the row and review your bulk payment
 - Click on download SEPA file
 
Factorial creates an XML file that follows SEPA standards and includes all supplier and payment details.
Download and upload the file to your bank
- Download the SEPA file from Factorial
 - Log in to your online banking portal
 - Find the option Upload SEPA file
- The wording may differ depending on your bank
 
 - Upload the XML file
 - Confirm the payment in your bank (you may need digital signature or two-factor authentication)
 
With one file, you can pay multiple suppliers securely and without manual entry.